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Consolidated Consultants Co. Providing nationwide referrals of expert witness services and medical expert witness services to attorneys and insurance companies.
CCc provides FREE nationwide referrals of Expert Witness services and Medical Expert Witness services. We are focused on providing complimentary first-rate referrals of expert witness services to attorneys and insurance companies. Browse our Expert Witness directory consisting of over 10,000 broad-based Expert Witness and Medical Expert Witness fields to find that perfect expert.
Consolidated
Consultants Co.
289 Church Ave.
Chula Vista, CAÂ 91910
(619) 422-5559
(800) 683-9847
fax (619) 422-8101
info@freereferral.com
Commercial/Personal Real Estate, Lending & Banking Expert Witness
Expert Witness No. 983
California
PROFESSIONAL EXPERIENCE
1988 to Present
LENDING ADVISORS FIRM (OWNER), Moraga, California
Principal
Responsible for advising clients on banking and lending procedures for commercial, real estate, mortgage warehousing and construction lending, credit quality and operational matters. Clients include borrowers, depositors, receivers, credit review organizations, financial institutions, government agencies, insurance companies and law firms. Scope of work: financing issues; deposit issues, credit-risk analysis of real estate, commercial and construction loans; analysis of collateral and documentation; due diligence loan and portfolio analysis; reviewing underwriting and disbursement procedures; receiver support and expert testimony.
1987 to 1988
MORTGAGE CORPORATION, San Francisco, California
Executive Vice President
Responsible for loan brokerage, marketing and financial planning including positioning the company for possible merger into a regulated lender. Member of the Loan and Management Committees.
1985 to 1987
NATIONAL BANK, Dublin, California
President and Chief Executive Officer
Responsible for all lending and operational functions. Implemented and managed programs and procedures that reversed the deterioration of the bank and re-established it in the community. The effects of my policies allowed the National Bank Examiners to remove a Cease and Desist Order within nine months of my joining the bank and turned a 1985 loss of $580,000.00 to a modest profit in 1986. Member of the Loan, Management, Asset/Liability, Personnel, Planning Committees and the Board of Directors.
THE HIBERNIA BANK, San Francisco, California
Vice President and Real Estate Loan Administrator
Responsible for all real estate lending operations in 34 branches and 7 departments. Functions managed included: appraisal; construction, residential and commercial real estate loan origination; commercial lending to real estate customers; secondary marketing and wrap-around lending; loan servicing, wholesale loan origination; special assets department and REO sales. Portfolios managed included: mortgage servicing in excess of $2.1 billion and construction loans in excess of $100 million. Member of the Loan, Pricing, Asset/Liability and Problem Loan Committees.
1972 to 1977
THE BANK OF CALIFORNIA, San Francisco, California
Vice President, Metropolitan Division, Corporate Banking Group
Responsible for managing major corporate relationships which included lines of credit; loan participations; deposit accounts; trust relationships; and construction, commercial, installment and mortgage lending. Sales Manager of the Division for three years.
1968 to 1972
THE BANK OF CALIFORNIA, San Diego, California
Loan Officer, Installment and Real Estate Divisions
Responsible for managing relationships including deposit accounts and construction, commercial, installment and mortgage lending.
1962 to 1968
BANK OF AMERICA, San Diego, California
Loan Officer, San Diego, California, various branches
Responsible for operational functions and installment lending.
EDUCATION
San Diego State College – Business
RELATED ACTIVITIES
Former Chairman of the California State Banker Association, Speaker at state’s Bankers, Bar, and Realty associations. Lay member of the Contra Costa Superior Court’s Alternative Dispute Resolution Program. Lay member of the Contra Costa Bar Association Fee Arbitration Panel. Co-Founder Contra Costa Real Estate Mediation Services.
KEYWORDS