Qualified by more than twenty-five years experience, knowledge and responsibility in the real estate industry, including foreclosure, bankruptcy, tax consequences, loan service, mortgage banking and servicing and real estate sales.
California Non-Judicial Foreclosure Process
Loan Servicing – Short-Pay/Sales, Forbearance Agreements, Note Modifications,
Deeds in Lieu of Foreclosure, Assumptions and Payoffs, Workouts
Loan Origination/Mortgage Banking/Mortgage Insurers/Investors
Bankruptcy – Chapters 7 and 13
Real Estate Deficiency Issues
Real Estate Sales and Loan Origination Due Diligence
Real Estate Broker Standard of Care Issues
1997 to Present
Real Estate Broker and Owner of a Real Estate Company. Provides professional real estate services, including residential and commercial sales, mortgage loan origination and real estate tax issues. Acts as consultant and advisor to real estate professionals, including attorneys, title and escrow professionals, trade associations as well as homeowners facing foreclosure action. Is also retained, speaks and educates real estate professionals throughout California.
1993 to 1997
Speaker/Educator/Consultant – Owner of Progressive Solutions Institute – Orange, CA
Provided extensive training to real estate professionals in the areas of foreclosure, bankruptcy, short-pay, deficiency judgements, tax issues, real estate law issues, pre-foreclosure sale programs, avoiding real estate scams, creative seller financing, fair housing, trust fund handling, lender negotiations, sales and marketing.
Created procedures manuals on each subject matter.
Provided approved department of Real estate approved continuing education credit to real estate licenses
1988 to 1993
Realtor/Real Estate Foreclosure Specialist-The Prudential California Realty, Orange, CA
Founder and director of The Prudential Foreclosure Divison
Provided extensive training to Prudential Real Estate Agents
REO and Foreclosure Specialist/Counselor
Top Income Sales Producer
1982 to 1988
Loan Service And Foreclosure Manager-Metropolitan Services Corp. Santa Monica, CA
Responsible for managing and supervising the foreclosure and collection departments, trustee and reconveyance departments and client loan servicing
Experiences in financial counseling and mortgage loan servicing techniques temporary indulgence, liquidating plans, non-judicial foreclosure process, assignment of rents, unlawful detainer action and bankruptcy.
1980 to 1982
Trustee Sale Offices/Foreclosure Manager-National Trust Deed Service-Century City, CA
Qualified trustee sale officer
Responsible for managing, instituting and specializing in all matters relevant to California non-judicial foreclosure process (civil code section 2924)
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