Logo

Provides Testimony In

Insurance Property Casualty Malpractice, Insurance, Insurance Property, Casualty Reinsurance, Property Reinsurance, Casualty Insurance, Agent Errors, Agent Omissions, Broker Omissions, Broker Errors, Applications, Auto, Bad Faith, Binders, Casualty Insurance, Certificate Of Insurance, Claims, Coverage Issues, Fire Insurance, General Liability Insurance, Applications, Insurance Binders, Insurance Customs, Insurance Practices, Malpractice Insurance, Misrepresentation Or Omission, Policy Wording Interpretation, Property Insurance, Rescission Of Policies, Underwriting Functions Procedures, Reinsurance Underwriting, Application, Binder, Certification Of Insurance, Coverage, Policy Wording, Policy Interpretation, Rescission, Underwriting Functions, Underwriting Procedure, Insurance Property Casualty,

Education

Temple University – BA, Economics – 1970
American Institute for Property & Casualty Underwriters – CPCU – 1976

Licenses

Insurance Producer -CT, MD, NJ, OH & PA, Property & Casualty, Insurance Broker -NY Property & Casualty

Insurance and Reinsurance Experience

Expert has over 50 years of experience in property and casualty insurance and reinsurance underwriting, management, company startup, marketing and product research and development.

Functional: Underwriting, Marketing, Consulting, & Claims. He founded a Private Co. to provide property and casualty insurance and reinsurance consulting and outsourcing services, including company startup and runoff, arbitration, mediation and expert witness services, feasibility studies, product research and development, policy reviews and underwriting audits.

Employment

  • Private Co. 2000 to date
  • Kemper 1999 – 2000
  • E-Cert, Inc. 1997 – 1999
  • SOREMA 1989 – 1997
  • SCOR1986 – 1989
  • CIGNA 1970 – 1986

His engagements at the Private Co. include the following:

  • feasibility study of an insurance verification system for risk managers, brokers and insurers
  • review of manuscript liability policies covering Fortune 500 companies
  • underwriting audit of property, power generation and oil, gas and petroleum policies
  • annotation of manuscript property policies of brokers for an insurer
  • new product research in the US and London markets
  • due diligence on an alternative risk transfer division of an insurer
  • quality control of a premium reconciliation project for an insurer in runoff
  • evaluation of a reinsurance treaty to determine whether it was finite risk or traditional reinsurance and assistance with commutation of the treaty
  • expert witness in numerous cases, arbitrator and umpire
  • evaluation of captive insurance and reinsurance transactions for federal government agencies

Prior to the Private Co., he has been Senior Vice President at Kemper Casualty Insurance Company where he established its property department. He had a key role in the start-up of SOREMA N.A. Reinsurance Co. and during his tenure as its Senior Vice President and Chief Underwriting Officer premiums grown to over $200 million, while loss ratios remained below industry average. During his last two years at SOREMA, he was Senior Vice President– Services, for which his duties included corporate marketing, claims, retrocessions and liaison with industry organizations. He was also Executive Vice President of Fulcrum Insurance Co., a wholly owned excess and surplus lines subsidiary of SOREMA and served on the board of both Companies. He was also an alternate board member of BRMA (Brokers and Reinsurance Markets Association).

Prior to joining SOREMA, he has been Senior Vice President, Research and Special Risks at SCOR, where he established and managed a facultative casualty unit for insureds domiciled outside the USA and a surety and fidelity bond unit. He also developed a building guarantee product.

His insurance career began in INA’s International operations, where he was underwriting and supervising builder’s risk business and continued at CIGNA (after INA’s merger with Connecticut General), where he was Vice President, in charge of construction and energy related business. He also developed a system performance product.

He has been speaker at Risk and Insurance Management Society and International Risk Management Society and CPCU Society conferences. He has written articles for insurance industry publications, including the National Underwriter, Business Insurance and Industry Focus, about rescission, underwriting information and documentation of insurance negotiations.

Arbitration – ARIAS-US Certified Arbitrator and Qualified Mediator

Professional Associations

  • CPCU Society Philadelphia Chapter
  • CPCU Society Coverage, Litigators, Educators & Witnesses Interest Group Committee (until 12/31/2021)
  • American Association of Insurance Management Consultants Member

Expert Witness Experience

Expert 1099 has been retained expert witness on behalf of both plaintiffs and defendants involving automobile, property, general liability, workers compensation, medical malpractice and professional errors and omission policies. He wrote opinions and or provided testimony about water damage and mold claims, misrepresentation in applications for insurance, coverage issues, rescission of policies, insurance broker and insurer standards and practices.

Published Articles: Available upon request.

Speak With This Expert For Free

Request This Expert

Can’t Find The Right Expert?

Click Here & We Will Help You