Insurance Risk Management Expert Witness

Provides Opinion & Testimony In:

Insurance Coverage Issues, Insurance Risk Management Claims, Risk Management Construction, Safety procedures in construction industry, Develop safety procedures, conduct safety inspections, Analysis of trucking claims, losses in the garbage hauling industry, Development, implementation of driver training programs, Safety training for General Contractors, Claims Adjusting includes Major product liability losses, Property claims, Business interruption claims, Construction claims, Childcare facilities, Trucking claims, fleet claims, School related insurance claims,

Expert Witness No. 334

Southern California

Business Experience

1984 – present

Principal, Risk Management Consultant, Riverside California
Services include claims adjusting and investigation, risk management consulting, loss control consulting, maintenance management consulting and expert witness services.
Projects include retention as an expert witness/ consultant in the following areas:

Safety procedures in construction industry

Develop safety procedures and conduct safety inspections for the California Construction Rental

Equipment Association.

Analysis of trucking claims and losses in the garbage hauling industry.

Development and implementation of driver training programs.

Safety training for Associated General Contractors

Claims Adjusting includes:

Major product liability losses

Property claims

Business interruption claims

Construction claims

Childcare facilities

Trucking and fleet claims

School-related claims

Major Clients include:

California Construction Rental Equipment Association


J.B. Hunt Trucking

Associated General Contractors

Insurance Companies

Fireman’s Fund, Coregis Insurance

Kemper Insurance, Maryland Casualty      

1993 to present

Risk Manager, Community College District, California.
Responsibilities include development and implementation of self-insured programs for liability, property and workers’ compensation.

Claims Management: Supervise the administration of self-insured claims for liability, property and workers’ compensation.

Safety And Loss Control: Development of programs, including:

Three community college campus with over 35,000 students and 2,300 employees; this includes
preparing and executing:

Injury and Illness Prevention Program

Hazard Communication Program

Bloodborne Pathogen Program

Ergonomics Compliance Program

Monitoring on-campus contractors to ensure safe operations.

Monitoring safety procedures on over $100 Million in construction by contractors on District property.

Inspection programs for equipment and plant facilities maintenance

Developing and implementing specialized loss control programs for:

Auto Technology
Construction Technology
Police Academy
School of Nursing
Physician Assistants Program
Cosmetology Program
Reviewing contracts to ensure District is protected.
Coordinate safety programs with various school districts for nearly 3,000 high school students taking
college courses at the high schools;
Develop and implement safety programs for     childcare facilities on three campuses with nearly 200
Development and implement safety programs for on-campus programs for 12,000 school age children
involved in community service programs.
Initiate and coordinate safety procedures for athletics programs.

1981 to1993, Vice President, Risk Management for US Rentals, Inc.  Supervised a staff of twelve
including five professionals responsibilities included:

Corporate Management
Participated in budget meetings, unit evaluations, and acquisition teams.

Risk Management
Developed and implemented self-insured liability, property and workers’ compensation programs.

Claims Management
Claims Administration and Litigation Management:
Liability – managed self-insured and self-administered programs with $2 Million SIR; supervised
independent adjusters and managed litigation.
Worker’s Compensation – managed self-insured and self-administered program; supervised TPA and
legal counsel.

Safety And Loss Control
Risk Control: responsible for developing and implementing risk control procedures for product liability,
fleet safety and worker’s compensation; reviewed all major contracts.
Maintenance Management: responsible for developing and implementing a comprehensive maintenance
management program for over 40 locations and a $100,000,000 equipment fleet.
Inspection Program: conducted inspections and supervised other inspections of safety and maintenance

1971 to 1981, Claims Manager for the Riverside, California office of Royal Insurance Royal Insurance.
Multiline claims operations, which included:

auto liability property claims
construction liability, commercial liability
product liability, workers’ compensation

1976/77: Claims Manager, Salt Lake City, UT

1974/76: Claims Supervisor, Denver, CO

1971/74: Claims Representative, San Diego, CA

Military Service

United State Marine Corps, 1962 – 1968.  Sergeant (E-5).  Military Occupational Specialty – Electronics Technician.  Assignments included:

Radio Repairman, Elect Maint Co, 3rd FSR, Camp Pendleton, CA   

Assist Operations Chief, Maint Company, FSLU-1, Chu Lai, Vietnam

Maintenance Section Chief, MWCS-2, MAW-2, Cherry Point, NC
Other duties included:

Truck Driver (up to 5 ton trucks)
Maintaining and operating 15 KW generators and other equipment


Masters in Public Administration, California State University, 2000.  B.A. in Economics; double minor, Accounting and Finance; Graduated with Distinction in Economics; San Diego State University, 1971.

Professional Training

Attended various seminars at the Vale Technical Schools, Risk and Insurance Management Society, The Insurance Institute of America, University of California Extension, Irvine and the University of California Extension, Riverside.  These seminars included:

Auto Damage Appraisals
Hazardous Materials Management
Safety and Loss Control
Accident Prevention

Professional Designations

Chartered Property And Casualty Underwriter, 1979

Associate In Claims, 1981

Associate In Risk Management, 1983

Licensed Adjuster, State Of California, 1986

Professional Activities

Past President, Orange Empire Chapter of Risk and Insurance Management Society, 1985 – 1986

Past President, Riverside – San Bernardino Claims Managers Council, 1980 – 1981

Instructor, Insurance Educational Association, 1980 – 2002.      Courses taught include:

Essentials of Risk Management

Essentials of Risk Control

Associate in Claims Program

Property Loss Adjusting

Liability Claims Adjusting


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